Americans’ top financial resolutions for 2026 are to make a realistic budget & stick to it and save more money and the personal-finance company WalletHub today released its report on 2026’s Best & Worst Cities for Keeping Your New Year’s Resolutions to help people flourish from January through December. This new report complements WalletHub’s list of the top New Year’s Financial Resolutions for 2026.
| Best Cities for Keeping Resolutions | Worst Cities for Keeping Resolutions |
| 1. Seattle, WA | 173. Toledo, OH |
| 2. Scottsdale, AZ | 174. Huntington, WV |
| 3. Irvine, CA | 175. Montgomery, AL |
| 4. Atlanta, GA | 176. Augusta, GA |
| 5. Salt Lake City, UT | 177. Newark, NJ |
| 6. Orlando, FL | 178. Memphis, TN |
| 7. Austin, TX | 179. Dover, DE |
| 8. Fremont, CA | 180. Shreveport, LA |
| 9. San Diego, CA | 181. Gulfport, MS |
| 10. Miami, FL | 182. Jackson, MS |
Best vs. Worst
- Fremont, California, has the lowest share of obese adults – 3.4 times lower than in Jackson, Mississippi, the city with the highest.
- Sioux Falls and Rapid City, South Dakota, have the lowest unemployment rate – 5.4 times lower than in Detroit, Michigan, the city with the highest.
- Fremont, California, has the lowest share of delinquent debtors – 6.9 times lower than in Jackson, Mississippi, the city with the highest.
- Birmingham and Montgomery, Alabama, have the lowest prevalence of adult binge drinking – two times lower than in Missoula, Montana, the city with the highest.
- Seattle, Washington and Fremont, California, have the lowest share of adult smokers – 3.3 times lower than in Cleveland, Ohio, the city with the highest.
To view the full report and your city’s rank, please visit:
https://wallethub.com/edu/best-cities-for-new-years-resolutions/28749