And then there were two…

Here’s a comprehensive preview of the 2026 College Football Playoff National Championship Game—the culmination of the 2025 FBS season, set for Monday, January 19, 2026 between two contrasting powerhouses: No. 1 Indiana Hoosiers and No. 10 Miami Hurricanes.

Indiana Hoosiers (15-0 — Big Ten)

  • Season: Indiana enters undefeated and riding its most historic season ever. If they win, they’d become one of the few teams to go 16-0 and claim the school’s first national title.

  • Coach: Curt Cignetti

  • Strengths:

    • High-powered offense led by Heisman Trophy winner QB Fernando Mendoza (efficient, explosive, low turnover).

    • Balanced and disciplined attack with a strong running game and excellent offensive line play.

    • Top-tier defense that ranks near the nation’s best in multiple categories.

  • Path to the Title Game: Beat Oregon 56-22 in the Peach Bowl; dominant all season.

Key Question: Can Indiana’s offense sustain aggression against Miami’s pressure packages, and will Indiana’s defense keep Miami in tough down situations?

Miami Hurricanes (13-2 — ACC)

  • Season: Miami enters as a dramatic underdog story — finishing outside the top teams early but surging through a tough CFP bracket.

  • Coach: Mario Cristobal

  • Strengths:

    • Fierce defensive front led by pressure specialists Rueben Bain Jr. and Akheem Mesidor.

    • Explosive playmakers on offense including QB Carson Beck and emerging talents capable of changing momentum.

    • Emotional edge playing in front of a home crowd at Hard Rock Stadium.

  • Path to the Title Game: Upset wins over Texas A&M, Ohio State, and Ole Miss en route to the national title matchup.

Key Question: Can Miami’s defense disrupt Indiana’s rhythm and will Miami’s offense convert timely plays against a disciplined Hoosiers defense?

Matchup Elements

Offense vs. Defense

  • Indiana’s efficient, high-tempo offense vs. Miami’s ferocious defensive front — this clash could dictate whether Indiana can control possession and tempo.

X-Factor Players

  • Indiana: Fernando Mendoza (QB), Roman Hemby & Kaelon Black (RBs).

  • Miami: Carson Beck (QB), Rueben Bain Jr. & Akheem Mesidor (Defenders).

 Stakes & Historical Context

  • Indiana: A first national championship in school history.

  • Miami: A chance to capture its first title since 2001 and the first CFP champion in its home stadium.

Predictions & Odds

  • Indiana favored with moderate spread (~-8.5) and positioned as the stronger, more consistent team.

  • Forecasts suggest a competitive first half with Indiana pulling away late due to depth, balance, and discipline.

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